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How to Cut Costs on Insurance for Seasonal Vehicles

How to Cut Costs on Insurance for Seasonal Vehicles

by Oscar Zuniga | Sep 26, 2025 | Uncategorized

Owning seasonal vehicles like motorcycles, boats, RVs, or convertibles is a great way to enjoy the warmer months, but paying for year-round insurance can feel like an unnecessary expense if you only use these vehicles a few months out of the year. Fortunately, there...
Top Tips to Make Sure You’re Properly Covered in a Natural Disaster

Top Tips to Make Sure You’re Properly Covered in a Natural Disaster

by Oscar Zuniga | Sep 5, 2025 | Uncategorized

Natural disasters like hurricanes, wildfires, floods, and earthquakes can strike with little warning, causing extensive damage to homes and properties. Ensuring that you’re adequately covered by your insurance policy is critical to protecting your financial future....
Auto Insurance and Roadside Assistance: What’s Included?

Auto Insurance and Roadside Assistance: What’s Included?

by Oscar Zuniga | Aug 22, 2025 | Uncategorized

When you’re on the road, unexpected situations like flat tires, dead batteries, or lockouts can happen. Roadside assistance is a valuable add-on to your auto insurance policy that provides help when your vehicle breaks down or encounters an issue. But what exactly...
How Home Insurance Protects Against Water Damage

How Home Insurance Protects Against Water Damage

by Oscar Zuniga | Aug 8, 2025 | Uncategorized

Water damage is one of the most common and costly problems homeowners face. Whether caused by a burst pipe, heavy rain, or an overflowing appliance, water damage can lead to extensive repairs, mold growth, and even structural issues. Fortunately, homeowners insurance...
How Business Insurance Covers Natural Disasters

How Business Insurance Covers Natural Disasters

by Oscar Zuniga | Jul 18, 2025 | Uncategorized

Natural disasters such as hurricanes, earthquakes, floods, and wildfires can have devastating effects on businesses, disrupting operations and causing significant financial losses. While business insurance is designed to protect your company from various risks,...
What’s the Difference Between Market Value and Replacement Cost in Home Insurance?

What’s the Difference Between Market Value and Replacement Cost in Home Insurance?

by Oscar Zuniga | Jul 4, 2025 | Uncategorized

When choosing homeowners insurance, understanding how your property is valued is critical. Two key terms you’ll encounter are market value and replacement cost, which represent different approaches to determining your home’s value and the amount your insurer would pay...
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About Hodges Insurance

Since 1970, Hodges Insurance Agency has been proud to serve the Sparta, MO community with reliable insurance solutions tailored to fit every stage of life. As an independent agency, we partner with multiple top-rated insurance companies, giving you the freedom to compare policies and choose the coverage that truly meets your needs. From homeowners and auto insurance to farm, business, and life insurance, our experienced agents provide personalized guidance and ongoing support. At Hodges Insurance Agency, we’re more than just your insurance provider; we’re your neighbors, committed to protecting your family, your livelihood, and your future.

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7303 MO-14
Sparta, MO 65753

Phone: (417)-634-3985
Email: hodges@quotehodges.com

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