Your Local Independent Insurance Agency
Serving the Sparta, MO community since 1970.
Why Choose Hodges Insurance Agency?
Insurance is a player in some of the biggest moments in your life, from highs like welcoming your first child or buying a new home to lows like navigating a serious diagnosis or losing your business to a fire. When you’re going through these major life events, the last thing you want to deal with is filing an insurance claim.
When you work with an independent insurance agency like Hodges Insurance Agency, you won’t have to deal with it alone. The local insurance agents at Hodges Insurance Agency are here to handle everything from researching coverage options to working with your insurance company to get your claims resolved. Located in Sparta, MO, our agency offers a comprehensive range of coverage options for you to consider.
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Personal Coverage
HOMEOWNERS INSURANCE
We hope nothing happens to disrupt the peace and safety of our homes. But the reality is owning a home does come with certain risks. Home insurance can act as a safety net if unexpected events place a financial burden on you.
AUTO INSURANCE
With so much information available about car insurance, how do you know what kind of coverage you should have? Our agents are here to listen to your auto insurance needs and help you find solutions that meet your requirements.
RENTERS INSURANCE
You may not own the home you live in, but you still want protection for your belongings. Renters insurance covers your personal property in the event of theft, fire, and more. Even if you move, you can take your renters policy with you.
Commercial Coverage
GENERAL BUSINESS NEEDS
Businesses large and small often require the same basic commercial insurance policies. Our experienced agents are here to help you set up an insurance package that provides the coverage you’re looking for as a business owner.
FARM INSURANCE
Your farm or ranch is a hybrid of home and business, so you need a unique policy to keep it protected from every angle. Our insurance providers offer policies that protect every farm, from small startups to industrial production growers.
INDUSTRY SPECIFIC COVERAGE
Go beyond the basics with insurance policies specifically designed with your unique industry in mind. From church insurance to liquor liability, our agents can get you set up with coverage that meets your needs.
Life Coverage
TERM LIFE INSURANCE
Life insurance does not have to be complicated. Term life is a simple and straightforward policy that lasts for a limited number of years. With more affordable premiums, term life insurance is popular with young families.
WHOLE LIFE INSURANCE
As its name suggests, whole life insurance lasts for your lifetime. Its benefits include a fixed premium, meaning you won’t have to pay more as you age. Your whole life policy is also guaranteed to build cash value over time.
UNIVERSAL LIFE INSURANCE
This lifelong policy allows you to adjust your premiums as needed, giving you the flexibility to prioritize what matters most to you. Not only that, but the tax-deferred savings account allows you to build long-term savings.
Our Carriers
Our insurance agency is not like the commercials you see on TV. Instead of representing a single insurance provider, we have access to a range of insurance companies that carry a variety of lines at different coverage levels and budgets. From affordable insurance plans covering the basics to policies with all the bells and whistles, we can help you create an insurance package that covers exactly what you want.
Because our agents can offer you a range of packages, you as the customer gain the advantage of accessing competitive pricing as you choose insurance coverage. When you work with an independent insurance agency in Sparta, MO like Hodges Insurance Agency, you get greater value for your money!
Customer Reviews
“Hodges Insurance has been great for me and my family. They have such friendly staff, and they’re very flexible to work with. They’ve made themselves available to work with me at a time that worked best for my busy work schedule. I have and will recommend them to people I know.”
– Nathan V.
“The team is GREAT to work with and they are only a phone call away if I need anything. They are down to earth, to the point, and help find best fit to your needs. We continually find they exceeded our expectations in service, price, and claim work. Thank you for the coverage provided to me and my family!”
– Mindy T.
“The folks at Hodges Insurance are very professional and willing to help their clients. They are more than willing to go above and beyond to ensure that their clients have the best experience and that their needs with their policies are attended to!”
– Alli J.
How It Works
TALK TO AN AGENT.
Our trained agents are ready to talk with you about the coverage you want.
No-obligation.
We’ll talk with you about your needs and create a policy that fits your budget.
BECOME INSURED.
Your agent will set up your policy, making it simple for you to become insured.